Years ago when I started my real estate career one I had a hard time finding a mortgage lender that I could refer my clients to. I am very selective in who I refer my clients to and when it comes to lenders I have a very strict set of criteria I look for, and fortunately I found Matt Cady at Summit Lending that is able to perform to my standards.
The first thing I look for in a lender, and a quality I identified about Matt very quickly, is that they show up. What do I mean by "show up"? I mean they don't ride the flaky train. They return calls promptly. They follow up consistently and often. They don't leave my clients hanging.
Matt unfortunately, is the exception, not the rule when it comes to mortgage professionals in this regards. When I refer him a client he contacts them promptly, he is easy to get a hold of, and when you leave a message he returns your calls promptly, he conducts himself in a professional manner, and he always gets the paperwork done quickly and on time.
I don't want to be too negative on the industry as a whole, but there are just a lot of flaky mortgage lenders. I would often refer clients to lenders and they wouldn't return phone calls promptly, follow up in a professional manner, or they would take a long time to do the pre-approvals.
Another quality in Matt that gives me confidence in referring him is that he does the work and he gets the job done. A lot of mortgage professionals will not do their due diligence in the pre-approval stage and that results in a lot of wasted time for myself and my clients. Matt takes the time and does a thorough pre-approval verifying a clients income and other factors to assure us when he issues a pre-approval that the client will be able to get a loan.
Furthermore, Matt has worked hard to arrange for a number of loan products so that he is able to work with all types of buyers, not just those with amazing credit, a huge income, and no debt.
I have been referring Matt to my clients fro several years now with great success. He has even saved several transactions for me that had gone South in escrow and when other lenders couldn't close the sale.
Matt@MattCady.com
949-238-6035
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